Accident Insurance
The Little League Player Accident Policy, underwritten by National Union Fire Insurance Company (a member company of AIG) is an excess coverage, accident only plan, to be used as a supplement to other insurance carried under a family policy or insurance provided by an employer. The policy is subject to a $50 deductible that is the responsibility of the claimant. If a covered injury requires necessary treatment in the form of medical services or supplies provided by a physician, nurse, therapist, or other medical professional within 30 days after the date of the accident, the Company will pay the reasonable expenses incurred.
Such reasonable expenses must be incurred within 52 weeks after the date of the injury to be considered (subject to any deferred benefits). The maximum accident medical expense benefit is $250,000 for any one injury to any one Insured.
This accident insurance covers eligible participants (players, appointed/approved managers and coaches, volunteer umpires, Board Members, concession workers and other league volunteers) while traveling directly, without delay, to and from the field as well as during Little League practice sessions and games. Coverage also extends to league volunteers involved in authorized league activities. No coverage is in effect until the league has submitted their Charter Application and Insurance Enrollment form and the premium has been paid in full. This is a brief description of coverage.